Subaru Financing Mobile AL

Subaru of Mobile takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.

We Make it Easy!

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Should You Lease Your New Subaru of Mobile Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Subaru of Mobile can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
  1. Subaru of Mobile

    1431 East I-65 Service Road South
    Mobile, AL 36606

    • Sales: 251-943-4201
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Get in Touch

  • Contact our Sales Department at: 251-943-4201
  • Monday9:00AM-7:00PM
  • Tuesday9:00AM-7:00PM
  • Wednesday9:00AM-7:00PM
  • Thursday9:00AM-7:00PM
  • Friday9:00AM-7:00PM
  • Saturday9:00AM-7:00PM
  • SundayClosed

Along your car-buying journey, after you identify the vehicle that you want to take home, the next step you will want to take is working on financing. At our dealership, we've got a state-of-the-art financing department in place, ready to handle all of your financing needs.

We're excited to help drivers all over Mobile, Alabama, get started on financing their next car, crossover, or SUV. Whether you're just starting or you're ready to apply for an auto loan and meet with one of our experts, we can help you get the options that work best for you!

We welcome you to learn more about our Subaru of Mobile Finance Center and the processes we have in place today!

   

Leasing

vs.

Financing

Short-term

 

Long-term

Typically Lower maintenance costs

 

Own vehicle

Typically Lower down payment

 

Freedom to do with vehicle what you want


Subaru Financing Professionals

Within our finance center, we have a team of expert finance professionals in place who can not only answer all your questions about the process but get you set up at a great rate as well. They're dedicated to helping you get the vehicle of your dreams, which is why they'll work so hard to find financing options that work with your budget.

Whether you're ready to get down to business on a deal or are just looking to learn more about the financing process and ask questions, our financer will be happy to help. Just reach out with any queries you may have. 


The Financing Process

When you are ready to move forward with the financing process, our team will be waiting to guide you through the different steps. Of course, you'll first need to find a vehicle that you want to take home. From there, we'll work with you to find a local lender that offers the ideal terms and conditions related to:

  • Term length
  • Down payment
  • Monthly payment
  • Interest rate

Once your deal points are agreed upon, all that will be left is signing the dotted line on a deal, and you'll be ready to head home with your new ride.

Looking Into Leasing

Have you become interested in learning more about leasing your next ride, looking into Subaru lease deals near me? We offer plenty of great Subaru lease deals right here at our dealership. In terms of the process, financing and leasing aren't all that different. However, the payments you make on a lease work more like monthly rent, while the payments you make with a finance plan contribute towards your eventual ownership of the vehicle.

Leasing can make for an attractive alternative if you find yourself frequently interested in new vehicles. Lease deals are short-term in nature, only tying you to a vehicle for a few years at a time. Learn more about the pros of our online leasing vs. buying guide.

No matter which route you elect to pursue, our finance team will be able to help you along the way as well!


Completing Model Research

Before you meet with one of our experts, you'll want to identify what model you want to take home! Fortunately, we make finding the perfect ride extremely easy. Take advantage of our model research pages, where you can take an in-depth look at the specs and features of the different Subaru vehicles that we have available. 


Online Financing Tools

Once you decide what model you want to take home, you can get started by applying for financing online with our Subaru finance application. In filling out this easy-to-use application, you'll be able to expedite the financing process, getting the ball rolling before having to come into our dealership.

If you're thinking about trading in what you're driving right now, we can help you find out how much your vehicle is worth with the Subaru Guaranteed Trade-In Program, as well. This helpful resource shows you how much you can get for your current car as you look to make a down payment towards your next one.

Additionally, we offer KBB® Instant Cash Offer and Value Your Trade tools. You can also use these tools to receive an estimate of your vehicle's worth.1

As a Subaru dealer, we also offer the Subaru Trade Up Advantage. This program will present you with several exclusive benefits, including the ones listed below.

  • A custom offer when your vehicle is in a positive equity position
  • Unique opportunities available to you
  • Award-winning longevity and value with a new Subaru vehicle
  • Fewer maintenance costs and a new warranty
  • Added peace of mind with new features and technologies

Financing Specials

We also offer a few helpful financing specials. For instance, you'll be able to browse through our lease specials and APR specials.

As an active member of the community, we also want to give back and say thank you to the brave men and women in our military. As such, Subaru of Mobile proudly supports and offers the Subaru Military Discount.


Committed to Serving the Local Community

As a local dealer, we're committed to providing local drivers with the best car-buying experience possible. Namely, we can do so through our commitment to providing excellent customer service, both inside and outside our finance department.

We've earned recognition from Subaru, receiving the Subaru Stellar Care Award. This recognition is earned by the best Subaru dealerships across the country, signaling excellence in customer care throughout different dealership departments. In addition to our experienced finance team, our other advanced offerings such as the ones below play a prominent role in our ability to assist.

  • Facilities
  • Sales Operation
  • Service Center and Technicians

Aside from our advanced offerings, we're also proud to serve the local community, involved with several local charities such as Project Purr Animal Rescue and The Blood Bank. 


Learn More About Financing Your Subaru Today!

Are you ready to get started on financing your next Subaru? Check out our great tools and resources, before working with our experienced finance team. If you have any questions about leasing, Subaru financing, or how our team at Subaru of Mobile can help drivers all over Mobile, AL, contact us or visit our dealership.

We hope to assist you soon!

1 The value of used motor vehicles varies with mileage, usage, included accessories and condition. Book values should be considered estimates only.